Additional Borrowing

Additional Borrowing from Mortgage Express is designed to help you access the equity in your property for things like home improvements - perhaps a conservatory, new kitchen or central heating.

Basically, it's an extra loan added on to your outstanding mortgage and as a responsible lender we'll base what we'll lend you on what you've already borrowed, your property's value and what you can afford.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

To apply for Additional Borrowing call us on 0870 240 8844.

Buy To Let Our Buy-to-Let product is calculated on rental income and requires a rental income of at least 125% of the monthly interest payment, or 120% where the interest rate is fixed for five years or more.

Self Cert Our Self Cert mortgage product is available to PAYE and self employed applicants and does not require any proof of income. The income multiple band applied is based on the amount of income earned. Where there are joint applicants the band is determined by the amount of their combined income.